5 Common Roofing Scams That Cost Homeowners Thousands

Aerial view of a modern metal roof, highlighting the importance of avoiding common roofing scams that cost homeowners thousands. Learn how to protect yourself from fraudulent contractors
Protect your home by learning about common roofing scams. Discover the top five roofing frauds that homeowners should avoid and how to spot dishonest contractors.

At Mammoth Roofing & Solar, we know that a new roof or roof repair is a major investment. Unfortunately, it’s also an industry where common roofing scams are frequent. Homeowners need to be aware of dishonest contractors looking to cut corners, disappear with deposits, or deliver subpar work. Knowing how to spot and avoid common roofing scams can save you money, time, and stress.

1. Beware of Storm Chasers

What’s the Scam?
Storm chasers travel to areas recently hit by severe weather, offering fast and cheap roof repairs. They often use high-pressure tactics to get homeowners to sign contracts immediately.

Red Flags:

  • Unsolicited visits right after a storm
  • Out-of-town license plates or no local references
  • Urging you to sign immediately without reviewing multiple options

How to Stay Safe:

  • Work with local, established contractors with a track record in your community
  • Verify licensing, insurance, and local references
  • Always get multiple estimates before committing

Source: National Roofing Contractors Association (NRCA)

2. The Vanishing Deposit Scheme

What’s the Scam?
Some contractors ask for a large upfront payment and disappear without completing the work.

Red Flags:

  • Requesting more than 30% upfront
  • No written contract or unclear terms
  • No online presence, reviews, or traceable reputation

How to Stay Safe:

  • Never pay in full upfront—a reasonable down payment should not exceed 10-30%
  • Always have a detailed, written contract
  • Make payments in installments based on work completion milestones

Source: Better Business Bureau (BBB)

3. Inflated Damage Claims

What’s the Scam?
Some dishonest contractors exaggerate roof damage to inflate insurance claims or push homeowners into unnecessary repairs.

Red Flags:

  • Contractors encouraging you to file an insurance claim before an inspection
  • Finding “hidden damage” that other contractors didn’t mention
  • Offering to cover your insurance deductible (which is illegal in many states)

How to Stay Safe:

  • Always get a second opinion from another licensed roofer
  • Request photos and documentation of any claimed damage
  • Work with reputable, insured contractors who operate with integrity

Source: National Insurance Crime Bureau (NICB)

4. The Bait-and-Switch Pricing Scam

What’s the Scam?
A contractor provides a low initial quote, then dramatically raises the price once work begins, citing unexpected issues.

Red Flags:

  • A bid significantly lower than competitors
  • No detailed breakdown of costs
  • Surprise price increases mid-project

How to Stay Safe:

  • Always get multiple estimates and compare pricing
  • Ensure you receive a detailed, written contract that outlines project scope and costs
  • Do not pay for unexpected charges without a written agreement

Source: HomeAdvisor Roofing Cost Guide

5. Low-Quality Materials Scam

What’s the Scam?
Some contractors use inferior materials while charging for premium products, leading to premature roof failures and costly repairs.

Red Flags:

  • Unbranded materials or no manufacturer warranties
  • No documentation confirming material quality
  • Short workmanship warranties (less than industry standards)

How to Stay Safe:

  • Request the brand and specifications of materials in writing
  • Verify the warranty details for both materials and labor
  • Inspect materials before they are installed

Source: Roofing Contractors Association of Texas (RCAT)

How to Protect Yourself from Common Roofing Scams

  • Verify Licensing & Insurance: Always check a contractor’s credentials with local authorities.
  • Get Multiple Quotes: Compare at least three estimates from reputable roofing companies.
  • Insist on a Written Contract: Ensure all details, including pricing, materials, and deadlines, are clearly documented.
  • Check Online Reviews: Look for red flags in customer reviews on the Better Business Bureau (BBB), Google Reviews, and other trusted platforms.
  • Consult Your Insurance Provider: Before signing any contract, confirm what your insurance policy covers.

Final Thoughts

Your roof is a major investment—don’t fall victim to scams. At Mammoth Roofing & Solar, we believe in honesty, transparency, and top-quality craftsmanship. If something sounds too good to be true, it probably is. Stay informed, work with trusted professionals, and protect your home with confidence.

Trusted Sources:

Need expert guidance? Contact Mammoth Roofing & Solar today for a free, no-obligation consultation!

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