Roof financing: a new roof shouldn't wait for a perfect bank balance.
Financing is available on repairs and replacements through a third-party home-improvement lender. Pre-qualifying takes a few minutes and doesn't affect your credit; if you're eligible you choose from real offers with fixed monthly payments, and the lender can fund the job within 24 hours.
Mammoth roof · Belton, Texas
Explore payment options for your new roof.
Subject to credit approval through our lending partner. Terms and rates are set by the lender; the Equal Housing Lender notice is in the footer. This offer appears on our website only and is never used in advertising.
Ask us how
Three steps, online, in minutes.
A short online form
Answer a few questions to see the rates available to you. This is a soft inquiry and doesn't affect your credit score.
Review the offers
If eligible, browse the loan offers and pick the term and payment that fits.
Funded in as soon as 24 hours
If approved, the lender can pay Mammoth directly within a day, and the roof goes on the schedule.
What the lender's program gives you.
- Pre-qualification doesn't affect your credit.
- Low, fixed monthly payments for the life of the loan.
- No home equity used; the loan is unsecured.
- No prepayment penalties: pay it off early if you like.
Financing is not a reason to buy a roof you don't need.
The free inspection comes first. If the roof grades an A or B, we'll tell you and the financing conversation ends there. If it needs work, the written quote shows every line item so you know exactly what you are financing.
A military discount is available on eligible jobs; ask when you book.
Straight answers.
Ask your local teamDoes applying hurt my credit?
Pre-qualifying is a soft inquiry and does not affect your score. A hard inquiry only happens if you accept an offer.
Can I use financing for a repair?
Yes, for repairs and replacements alike, subject to the lender's minimum.
What if my insurance covers most of it?
Many homeowners finance only the deductible and any upgrades they chose, such as Class 4 shingles or the Forever Roof.
Is financing through you my only option?
No. Some homeowners use a personal loan from their own bank or credit union, or a home equity loan or line of credit, which uses the house as collateral. The program we offer through our lending partner is unsecured. Compare the total cost of each, not just the monthly payment.
Know where
your roof stands.
The Roof Grade is free. The report is written.
What happens next is your decision.
- 32 inspection points, attic first
- 75–150 photos of what we find
- An honest, written recommendation